Credit card debt has always been a problem for Americans, but in today’s economy the amount of debt has skyrocketed and our ability to pay it back has gone the opposite direction. People are losing their jobs, the cost of gas and other items is always going up, and if we cannot afford something we [...]
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When most people face debt problems, the usual response is to automatically freeze and do nothing. Annoying phone calls come in mercilessly, while stern demand notices come weekly. Very few people are able react to the stress quickly enough to keep a few past due bills from dinging their credit score, mainly because they don’t [...]
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